Consumer First Financial

Dedicated to Helping You Find the Right Loan Program

With over 15 years of successful management and lending experience, Steve has brought a certain enthusiasm and go-getter attitude that has allowed him to excel in today’s mortgage industry. His mission is to aggressively originate residential loans, while committing to a higher level of service to his borrowers and finding the appropriate program that fits their needs. As a lender, Steve strongly believes in open communication, keeping up with current lending programs, and, most of all, ON TIME CLOSINGS. With all the complexities in the lending field, Steve is confident that his team will get the job done for you!


Steven Sisson
Phone: (602) 717-8042
Loan Officer
NMLS #1310789

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Gary Quenneville
Phone: (602) 301-0562
Loan Officer
NMLS #1818417

Gary is originally from Toronto, Canada, and has lived in the Phoenix area since 1978. Gary has now transitioned from the real estate world to focus on the mortgage world. Gary has been a successful Designated Broker in real estate for nearly 20 years. He has extensive knowledge in all aspects of real estate sales, as well as a growing knowledge of the mortgage industry. His greatest assets are his communications skills and his commitment to ethics in the housing industry. Gary is always on point, whether it’s Monday morning or Sunday evening. He will make sure his clients are his number one priority and that they are getting the very best lending program for their needs.

In his spare time, you’ll find Gary on the golf course, tennis courts or racquetball courts. Please feel free to call or email Gary with any of your mortgage needs, whether it’s a new purchase or a refinance.

John has been in the real estate industry for 17 years. He owned and operated a Custom Home Building company and helped many happy clients find, finance and close on the home of their dreams. Whether you are ready to build or buy a new home, refinance your current home, invest in real estate or just talk about what's possible, John is ready to help. John understands the loan process from start to finish and has the knowledge it takes to help you with what may be the biggest investment of your life. John’s goal is to get you the best loan, keep you in the loop throughout the process and close the loan on time. It’s that simple! Please call or email John to get started on reaching your home ownership goals!

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John G. Brayton
Phone: (520) 975-4620
Loan Officer
NMLS #1701531


Stacy Sisson
Phone: (480) 656-9817

Director of Marketing

NMLS #1565194

Stacy is originally from Connecticut. With a degree in Business and over 15 years in Corporate America, she couldn’t be happier to have formed Consumer First Financial with her husband, Steve. Sound ethics, superior products, top-notch service, and fast turnaround times on our loans are some of the things that are very important to her.

Understanding the importance of a team atmosphere, Stacy is dedicated to our clients, colleagues, and our business partners. Call us when you are ready to get started! We are here to help.

As Business Development Manager, Troy’s goal is to assist clients in all aspects of the lending field. With over 10 years in the Mortgage industry, Troy knows the importance of communication throughout the transaction, keeping up with industry changes, and current trends in the market. His commitment is to ensure a smooth and ethical transaction while seeking the best fit program for his borrowers. Building relationships with our clients and referral partners is Troy’s top priority. Call today to get started.


Troy A. Berendsen
Phone: (602) 697-4640
Business Development Manager/Loan Officer
NMLS #1690413

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Riley Willis
Phone: (480) 335-1907

Loan Officer

NMLS #1513345

Riley has been in the Mortgage industry for 5 years and his top priority is to place borrowers in the best suited loan program. Understanding the importance of open communication, commitment and paying attention to detail, Riley is confident he can get the job done for you. Call today to get started.

Originally from Chicago, Neiko has made Arizona his home since 2006. He has been in the Mortgage industry for 5 years and is dedicated to finding the best fit program for his borrowers. Understanding the complexities of the lending industry, Neiko’s top priorities are making sure his clients have a clear understanding of the process and assisting his clients in a smooth closing. Outside of the office, you will find him on the golf course, out playing basketball, or hiking the Arizona trails.

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Neiko Gillam
Phone: (480) 278-3695

Loan Officer

NMLS #1487097


Jacob Candelaria
Phone: (480) 686-0368

Loan Officer

NMLS #1670077

Originally from Dudleyville, Arizona, Jacob comes from a long line of miners and learned the value of hard work. Jacob has over 6 years of Mortgage experience and has a passion for assisting families through the loan process. He is a true believer in open communication and finding the best loan program for his clients. In his free time you will find Jacob in the gym or behind a computer. Call him today to get started!