Consumer First Financial

A Variety of Loan Options With Competitive Rates

Types of Loans we offer

VA Loans

Available for US veterans. These loans offer competitive rates and require little to no down payment.


An FHA mortgage is issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA mortgages are designed for low-to-moderate income borrowers who are unable to make a large down payment.

  • Borrowers can qualify for an FHA loan with as little as 3.5% down.

  • FICO as low as 580, offering more flexible qualifying guidelines.

Conventional Loan

A conventional mortgage is a loan that is not guaranteed or insured by any government agency and is typically fixed in it’s terms and rates. The most common of the loan types, a conventional loan is a great option.

  • Offers flexible loan amounts

  • FICO as low as 620 with rate savings opportunities with higher FICO


Refinancing loans are available for those looking to lower their interest rate, shorten their loan term, and those looking to cash out on equity. There are many ways in which refinancing may be able to help you. Speak with us today to find out if refinancing is right for you.

Investment Loans

Looking to be a real estate investor? Call us today!

Second Home Loans

Whether you're looking for a vacation home or simply a second home, we can help! Call us today!